Need Help Protecting Your Wages?
Debt can be a scary thing, especially when creditors are taking your wages to get their payments. Wage garnishment can continue until your entire debt is paid off, which is why you need to obtain representation from an experienced attorney as soon as possible.
At the Law Office of Philip R. Boardman, P.C., we understand that, when you are faced with financial hardships, you need an attentive and dedicated attorney who is willing to provide you with the steps necessary to get yourself debt free.
Turn to The Law Office of Philip R. Boardman, P.C. for Help
When you work with our firm, we will evaluate your entire financial situation and take immediate action to help provide you with relief from foreclosure, debt collection attempts and garnishments. Our firm is uniquely qualified to represent you. Here are some of the things that set us apart:
- Our legal team has successfully stopped wage garnishment for hundreds of clients.
- We have extensive training and hold membership in the Tidewater Bankruptcy Bar Association.
- We are able to practice in four different jurisdictions: Virginia, Florida, Georgia, and the District of Columbia.
- We build lasting relationship with clients and help them get their credit score rating up after a case is resolved.
- We offer a free bankruptcy evaluation for anyone who wants to discuss their case.
- We prioiritze our clients to get them a positive resolution as quickly as possible.
Contact Us for Your Free Case Evaluation
At the Law Office of Philip R. Boardman, P.C., we are dedicated to ensuring that our clients' garnishments stop and that bank accounts are unfrozen. Your money is important to you, and if you are already in a tight financial situation, having a hold or garnishments placed against you can only make your situation worse. If you are facing these problems, then it is important to remember that there is a solution.
When you work with our firm, we will determine if filing for bankruptcy is the right option for you. Filing under Chapter 7 or Chapter 13 bankruptcy can put an automatic stay on your garnishments and frozen accounts. If you are facing any of these situations, it is important that you contact our team today and schedule a free case evaluation with a trusted Hampton bankruptcy attorney now!
FAQs about Wage Garnishment and Frozen Bank Accounts
Is wage garnishment legal?
In the United States, if a person is past due on payments and loans, it is perfectly legal for debtors to be subjected to wage garnishments. When your wages become garnished, a portion of your income will be withheld and paid to lenders. This type of garnishment most often occurs as a result of a court order, which is obtained by the lender taking your debt to bankruptcy court.
What types of debts can be garnished?
Any type of debt that you have accrued can lead to this salary withholding, including unpaid mortgages, student loans, taxes and defaulted court orders such as child support or alimony. If you assume that your earnings are being taken from your paycheck or that you are aware that the process may be underway, it is important that you contact our firm as soon as possible.
Can my debtor legally freeze my bank account?
Some extreme cases of delinquent debts require creditors to put a hold on your bank account in order to collect money from you. This act of suspension is also referred to as a bank levy, attachment, or a form of garnishment. When a bank account is frozen, you cannot withdraw funds, deposit checks or transfer your money from one account to another.
Does my debtor have to tell me before freezing my bank account?
Bank accounts can be frozen when a creditor gets a judgment taken out against you and the court orders the account frozen or locked. It is highly unlikely that you will receive any notice that your bank account has been frozen, too. Most times, individuals just try to withdraw or deposit money, only to be informed that their account has a hold on it.