Hampton Bankruptcy Attorneys
Serving Hampton & Newport News Residents
When you are considering filing for bankruptcy, it is important that you retain the representation of a trusted Hampton bankruptcy attorney. At the Law Office of Philip R. Boardman, P.C., we are proud to serve the Hampton and Newport News areas in assisting residents to obtain financial freedom through bankruptcy and credit restoration.
Here are a few reasons that our firm is set apart from other bankruptcy firms in the area:
- We have helped thousands of clients file for bankruptcy
- We ensure that clients reach an amicable resolution in a short amount of time.
- Our lawyers are all active members of the Tidewater Bankruptcy Bar Association
- We are licensed to practice in Virginia, Florida, Georgia, and the District of Columbia.
- We handle bankruptcy cases and help get clients back on a track to financial freedom.
Unlike other bankruptcy firms who only help you file for bankruptcy and then leave you on your own, the team at the Law Office of Philip R. Boardman, P.C. is in it for the long haul. Not only will we discuss your entire financial situation and review all statements and debts, we will also provide you with trusted counsel in determining which chapter of bankruptcy is right for you and assist you in filing all necessary court documents in a timely manner.
Here's Why You Need Our Counsel for Your Bankruptcy Case
At our firm, we are committed to our clients' well-being and ensuring that they receive positive resolutions for their bankruptcy cases. We know the ins and outs of the interactions between state laws and federal bankruptcy laws and we can evaluate your case to help you decide which chapter of bankruptcy to choose. In every bankruptcy case, a means test calculation is performed to determine which chapter of bankruptcy you can file.
If you are unable to make even minimal payments on your debts, you should qualify to file a Chapter 7 bankruptcy. If you do not qualify for Chapter 7 in a means test, then you may be eligible to file under Chapter 13. In a Chapter 13, you can begin to pay off debts through a court-approved payment plan that may last anywhere from three to five years. The vast majority of all Chapter 13 plans only pay a small percentage to unsecured creditors.
These bankruptcy chapters are extremely complicated, so our firm should be consulted before you proceed. We can effectively guide you through the process by helping you maximize your assets and choosing the best course of action.
Bankruptcy May Be Right For You
Contrary to popular belief, filing for bankruptcy actually offers many benefits and can help you get started on the path to financial freedom. One of the main reasons people are often pushed to file is the fact that they can no longer afford payments on their debts and the creditor calls and collection attempts become overbearing; but by filing for any chapter of bankruptcy, you can completely stop the harassing calls.
If you are being threatened with garnishments or repossession, bankruptcy can stop those processes from going through or help you regain recently repossessed properties. When you file for bankruptcy, all non-secured debts (ex: payday loans) and some secured debts (ex: mortgage liens), can be discharged. While bankruptcy is not right for everyone, it may be right for you and your family. If you are considering filing, you deserve an experienced attorney; you deserve to work with the Law Office of Philip R. Boardman, P.C.
We Help Our Clients Rebuild Their Credit!
After your bankruptcy case has been submitted, we will provide to you, free of charge, our trusted credit restoration services. At the Law Office of Philip R. Boardman, P.C., we work exclusively with 720CreditScore.com to help our clients obtain a 700-range credit score within 6 months to 2 years from the date they filed for bankruptcy. This effective program is something that you will not find at other law firms. We proudly offer it free to all clients.
Work with the Law Office of Philip R. Boardman, P.C.
At our firm, we understand that you could be feeling stressed about your situation, which is why we stand ready to dispel any myths and answer any questions you may have regarding bankruptcy. Our goal is make sure that you are confident going into bankruptcy that you understand that filing can sometimes be the best option for you and your family.
We have served thousands of satisfied clients in our 14 years of operation, and we may be able to assist you as well. If you have concerns regarding your situation, or if you are interested in learning if bankruptcy is right for you, do not hesitate to contact our team today and schedule a free case evaluation with a Hampton bankruptcy attorney now. We want to ensure that you are well prepared when entering into bankruptcy and that you are taken care of after you file. There is no better place to turn than our bankruptcy law firm.